Comprehensive Orthopaedics
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Comprehensive Orthopaedics
Comprehensive Orthopaedics
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Medical Insurance

A reality of today’s health insurance system is that most insurance companies do not cover 100% of medical charges. Most patients are responsible for a co-payment or deductible, which we ask you to pay at the time of your visit.

If your insurance carrier is one with whom we participate, we will bill the carrier directly. If your insurance carrier is one with
whom we do not participate, you will be asked for payment in full at the time of your visit.

Payment arrangements can be made through the business office when necessary. Physical Therapy always requires a co-pay.

Fees billed to your insurance carrier are our usual and customary rates, which are competitive with physicians of the same specialty in our area. Insurance carriers, however, have their own methods of determining standard “allowable” charges, which at times are lower.

You will be asked for your co-pay when you arrive. Please be prepared or we may have to re-schedule. There is an additional $25 processing fee for any co-pay not paid at the time of visit.

Coverage Issues

We are always happy to help you understand your coverage or provide medical information if you wish to contest any bill, but for medical/ethical reasons, we can never alter or change a medical record or code to enhance reimbursement.

Patients are required to present their insurance card for verification at each appointment.

Disability Forms

All forms will be completed within 7-10 working days of receipt. There is a charge to process forms.